CaliHaus Appraisals, Inc. is approved for FHA loans
The FHA maintains of approved appraisers for each state - CaliHaus Appraisals, Inc. is on the roster of approved appraisers for CA. If you have an FHA-insured loan, be sure to hire CaliHaus Appraisals, Inc., as we are approved and certified to handle FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.
Be sure to contact CaliHaus Appraisals, Inc. if you need an appraisal done for an FHA-secured loan.
An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are built to help low-to-moderate income consumers help meet credit requirements if they otherwise would not.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly helpful to those consumers with less available starting capital.
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