Need an appraisal for an FHA-backed mortgage? Call CaliHaus Appraisals, Inc.
CaliHaus Appraisals, Inc. is CA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to hire CaliHaus Appraisals, Inc., as we are approved and qualified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at CaliHaus Appraisals, Inc. is well-trained on how to comply with the rules and regulations provided.
Contact us today if you need to get an appraisal done on an FHA-insured loan.
An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply secures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Accessible to all purchasers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lesser income or less starting money to put down on a loan benefit the most from Federal Housing Administration loan programs.
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