Need an appraisal for an FHA-backed mortgage? Call CaliHaus Appraisals, Inc.
We are happy to say that CaliHaus Appraisals, Inc. is an FHA-approved appraisal firm in CA. If you have an FHA-insured loan, be sure to contact CaliHaus Appraisals, Inc., as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at CaliHaus Appraisals, Inc. is well-trained on how to comply with the rules and regulations provided.
If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.
If your property loan is FHA certified, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with safety with mortgage insurance in case the borrower defaults on his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-insured financial transaction; the purpose of the Federal Housing Administration is to aid credit-worthy consumers to meet expectations and necessities for lenders that they otherwise would not.
Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are acutely beneficial to purchasers with less starting income.
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