Need an appraisal for an FHA-backed mortgage? Call CaliHaus Appraisals, Inc.
The FHA maintains of approved appraisers for each state - CaliHaus Appraisals, Inc. is on the roster of approved appraisers for CA. If you have an FHA-mortgage, be sure to call CaliHaus Appraisals, Inc., as we are approved and qualified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.
Be sure to contact CaliHaus Appraisals, Inc. if you need an appraisal done for an FHA-secured loan.
An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending agencies with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Applicable to all buyers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely helpful to those buyers with less accumulated starting capital.
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